:root {
    --cem-bg: #050807;
    --cem-bg-soft: #0c1411;
    --cem-card: rgba(255,255,255,0.065);
    --cem-card-strong: rgba(255,255,255,0.10);
    --cem-gold: #d4a73d;
    --cem-gold-soft: #f3d887;
    --cem-green: #1456b8;
    --cem-green-light: #4f9cff;
    --cem-text: #f7f0df;
    --cem-muted: #b8b2a4;
    --cem-border: rgba(255,255,255,0.13);
    --cem-danger: #f6b0a0;
    --cem-success: #cfe2ff;
    --cem-radius: 24px;
    --cem-shadow: 0 28px 80px rgba(0,0,0,0.4);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body.cem-theme {
    margin: 0;
    font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    background: radial-gradient(circle at top left, rgba(212,167,61,0.16), transparent 35%), var(--cem-bg);
    color: var(--cem-text);
    line-height: 1.65;
}
a { color: inherit; text-decoration: none; }
a:hover { color: var(--cem-gold-soft); }
img { max-width: 100%; height: auto; }
.container { width: min(1180px, calc(100% - 40px)); margin: 0 auto; }
.narrow { width: min(850px, calc(100% - 40px)); }
.skip-link, .screen-reader-text { position: absolute; left: -9999px; }
.skip-link:focus { left: 20px; top: 20px; background: #fff; color: #000; padding: 10px 14px; z-index: 9999; }

.site-header {
    position: sticky;
    top: 0;
    z-index: 100;
    backdrop-filter: blur(18px);
    background: rgba(5, 8, 7, 0.76);
    border-bottom: 1px solid var(--cem-border);
}
.nav-wrap { display: flex; align-items: center; gap: 26px; min-height: 82px; }
.brand { margin-right: auto; }
.brand-mark { display: inline-flex; align-items: center; gap: 12px; color: var(--cem-text); }
.shell-icon {
    display: inline-grid;
    place-items: center;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: radial-gradient(circle, var(--cem-gold-soft), var(--cem-gold));
    color: #151009;
    font-size: 20px;
    box-shadow: 0 0 40px rgba(212,167,61,0.3);
}
.brand-mark strong { display: block; font-size: 1rem; line-height: 1; }
.brand-mark em { display: block; color: var(--cem-gold); font-size: .82rem; font-style: normal; letter-spacing: .12em; text-transform: uppercase; }
.primary-nav ul, .site-footer ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 24px; align-items: center; }
.primary-nav a { color: var(--cem-muted); font-weight: 600; font-size: .95rem; }
.primary-nav a:hover { color: var(--cem-text); }
.nav-cta, .btn {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    gap: 8px;
    min-height: 48px;
    padding: 13px 20px;
    border-radius: 999px;
    border: 1px solid var(--cem-border);
    font-weight: 800;
    transition: transform .2s ease, border-color .2s ease, background .2s ease;
}
.nav-cta, .btn-primary { background: linear-gradient(135deg, var(--cem-gold), var(--cem-gold-soft)); color: #171006; border-color: transparent; }
.btn-secondary { background: rgba(255,255,255,.07); color: var(--cem-text); }
.nav-cta:hover, .btn:hover { transform: translateY(-2px); color: inherit; }
.menu-toggle { display: none; background: transparent; border: 0; padding: 8px; }
.menu-toggle span:not(.screen-reader-text) { display: block; width: 26px; height: 2px; margin: 5px 0; background: var(--cem-text); }

.hero-section { position: relative; overflow: hidden; padding: 100px 0 70px; }
.hero-bg { position: absolute; inset: 0; background: linear-gradient(110deg, rgba(20,86,184,.35), transparent 45%), radial-gradient(circle at 70% 25%, rgba(212,167,61,.22), transparent 30%); pointer-events: none; }
.hero-grid, .split-grid, .application-grid { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; }
.eyebrow { display: inline-flex; color: var(--cem-gold-soft); text-transform: uppercase; letter-spacing: .16em; font-size: .76rem; font-weight: 900; margin-bottom: 14px; }
h1, h2, h3 { line-height: 1.08; margin: 0 0 18px; letter-spacing: -0.035em; }
h1 { font-size: clamp(2.6rem, 6vw, 5.8rem); max-width: 780px; }
h2 { font-size: clamp(2rem, 4vw, 3.7rem); }
h3 { font-size: 1.25rem; }
p { color: var(--cem-muted); margin: 0 0 18px; }
.hero-copy p { font-size: 1.16rem; max-width: 680px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 32px 0; }
.trust-row { display: flex; flex-wrap: wrap; gap: 10px; }
.trust-row span { border: 1px solid var(--cem-border); background: rgba(255,255,255,.05); color: var(--cem-muted); padding: 8px 12px; border-radius: 999px; font-weight: 700; font-size: .85rem; }
.hero-panel { perspective: 1200px; }
.chart-card { background: linear-gradient(155deg, rgba(255,255,255,.13), rgba(255,255,255,.045)); border: 1px solid var(--cem-border); border-radius: 34px; padding: 28px; box-shadow: var(--cem-shadow); transform: rotateY(-7deg) rotateX(3deg); }
.chart-topline { display: flex; justify-content: space-between; gap: 12px; color: var(--cem-muted); margin-bottom: 35px; }
.chart-topline strong { color: var(--cem-green-light); font-size: 1.6rem; }
.chart-bars { height: 240px; display: grid; grid-template-columns: repeat(10, 1fr); align-items: end; gap: 10px; border-bottom: 1px solid var(--cem-border); padding-bottom: 10px; margin-bottom: 24px; }
.chart-bars span { display: block; min-height: 20px; border-radius: 16px 16px 4px 4px; background: linear-gradient(180deg, var(--cem-gold-soft), var(--cem-green)); box-shadow: 0 0 26px rgba(212,167,61,.16); }
.metric-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.metric-grid div { background: rgba(0,0,0,.22); border: 1px solid var(--cem-border); border-radius: 18px; padding: 14px; }
.metric-grid small { color: var(--cem-muted); display: block; }
.metric-grid strong { display: block; color: var(--cem-text); font-size: 1.05rem; }

.section { padding: 90px 0; }
.section-heading { max-width: 760px; margin-bottom: 36px; }
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.step-card, .content-card, .form-card, .quote-panel, .warning-card, .timeline article, .faq-list details {
    background: var(--cem-card);
    border: 1px solid var(--cem-border);
    border-radius: var(--cem-radius);
    padding: 28px;
    box-shadow: 0 12px 48px rgba(0,0,0,.18);
}
.step-card span, .timeline span { color: var(--cem-gold); font-weight: 900; font-size: .9rem; }
.step-card p, .timeline p { margin-bottom: 0; }
.split-section { background: linear-gradient(180deg, rgba(255,255,255,.03), transparent); }
.check-list { list-style: none; padding: 0; margin: 22px 0 0; display: grid; gap: 12px; }
.check-list li { position: relative; padding-left: 30px; color: var(--cem-text); }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--cem-green-light); font-weight: 900; }
.quote-panel { min-height: 320px; display: flex; flex-direction: column; justify-content: center; background: radial-gradient(circle at top right, rgba(212,167,61,.2), rgba(255,255,255,.06)); }
.quote-panel p { color: var(--cem-text); font-size: clamp(2rem, 4vw, 3.3rem); line-height: 1.1; letter-spacing: -.04em; }
.quote-panel small { color: var(--cem-gold-soft); font-weight: 900; }
.warning-section { padding-top: 30px; }
.warning-card { text-align: center; background: linear-gradient(135deg, rgba(212,167,61,.15), rgba(20,86,184,.16)); }
.warning-card p { max-width: 780px; margin: 0 auto 28px; }

.page-hero { padding: 110px 0 70px; background: radial-gradient(circle at top right, rgba(212,167,61,.16), transparent 30%); text-align: center; }
.page-hero.compact { padding: 70px 0 45px; }
.page-hero p { font-size: 1.1rem; }
.content-section { padding: 50px 0 90px; }
.content-card h2 a { color: var(--cem-text); }
.timeline { display: grid; gap: 18px; }
.timeline article { display: grid; grid-template-columns: 80px 1fr; gap: 20px; align-items: start; }
.timeline article p { grid-column: 2; }
.application-grid { align-items: start; grid-template-columns: .8fr 1.2fr; }
.application-form { display: grid; gap: 16px; }
.form-row { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
label { display: grid; gap: 8px; color: var(--cem-text); font-weight: 800; }
label small { color: var(--cem-muted); font-weight: 500; }
input, select, textarea {
    width: 100%;
    border: 1px solid var(--cem-border);
    border-radius: 16px;
    background: rgba(0,0,0,.2);
    color: var(--cem-text);
    padding: 13px 15px;
    font: inherit;
}
textarea { resize: vertical; }
input:focus, select:focus, textarea:focus { outline: 2px solid rgba(212,167,61,.4); border-color: var(--cem-gold); }
.hp-field { display: none !important; }
.form-consent { font-size: .9rem; }
.cem-alert { padding: 14px 16px; border-radius: 16px; margin-bottom: 18px; border: 1px solid var(--cem-border); }
.cem-alert-success { background: rgba(79,156,255,.14); color: var(--cem-success); }
.cem-alert-error { background: rgba(246,176,160,.12); color: var(--cem-danger); }
.faq-list { display: grid; gap: 14px; }
.faq-list summary { cursor: pointer; color: var(--cem-text); font-weight: 900; font-size: 1.08rem; }
.faq-list p { margin-top: 14px; margin-bottom: 0; }
.site-footer { border-top: 1px solid var(--cem-border); background: #030504; padding: 60px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .7fr 1fr; gap: 34px; }
.site-footer h3 { font-size: 1rem; color: var(--cem-gold-soft); letter-spacing: .08em; text-transform: uppercase; }
.site-footer ul { flex-direction: column; align-items: flex-start; gap: 10px; }
.footer-brand { margin-bottom: 18px; }
.legal-note { margin-top: 34px; border-top: 1px solid var(--cem-border); padding-top: 24px; font-size: .88rem; }
.legal-note p { margin-bottom: 10px; }

@media (max-width: 980px) {
    .primary-nav, .nav-cta { display: none; }
    .menu-toggle { display: block; }
    .nav-wrap.is-open .primary-nav { display: block; position: absolute; left: 20px; right: 20px; top: 82px; background: rgba(5,8,7,.98); border: 1px solid var(--cem-border); border-radius: 20px; padding: 20px; }
    .nav-wrap.is-open .primary-nav ul { flex-direction: column; align-items: flex-start; }
    .hero-grid, .split-grid, .application-grid { grid-template-columns: 1fr; }
    .chart-card { transform: none; }
    .steps-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
    .container, .narrow { width: min(100% - 28px, 1180px); }
    .hero-section { padding-top: 70px; }
    .section { padding: 62px 0; }
    .steps-grid, .form-row, .metric-grid { grid-template-columns: 1fr; }
    .timeline article { grid-template-columns: 1fr; }
    .timeline article p { grid-column: 1; }
    .hero-actions .btn { width: 100%; }
    .chart-bars { height: 180px; }
}